The Florida Small Business Emergency Bridge Loan Program Has Been Activated by Executive Order #14-144 of the Governor of Florida to provide a source of expedient cash flow to small businesses impacted by the Spring 2014 North Florida Severe Storms and Flooding that are located in the following counties: Bay, Calhoun, Escambia, Gadsden, Holmes, Jackson, Liberty, Okaloosa, Santa Rosa, Walton and Washington. (Click here for map)
These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or federal disaster assistance. (Click here for SBA Federal Long-Term Disaster Loan Assistance)
The Emergency Bridge Loan Program is not designed to be the primary source of assistance to affected small businesses, which is why eligibility is linked to pursuit of other sources. Please note: this program provides a short-term loan of State of Florida public funds, not a grant, with the expectation that repayment will be made out of receipts from other sources of longer term disaster recovery assistance.
Contact Information
Contact by County:
For questions regarding local administration of the Florida Small Business Emergency Bridge Loan Program, contact the Florida Small Business Development Center (SBDC) at UWF at (850) 474-2528.  Email:  Website:
About the Emergency Bridge Loan Program
The Florida Small Business Emergency Bridge Loan Program was first activated following Hurricane Andrew. It has been activated 13 additional times following disasters and has helped more than 2,670 small businesses statewide to receive more than $63 million in assistance.